Getting Suffolk County NY homeowners insurance is not considered a dumb buy, but some forms of insurance do qualify as a dumb insurance. Some insurance is a total waste of your money, as outlined in this short video…

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Some insurers offer discounts on Suffolk County NY homeowners insurance if you cover both your home and your automobiles with the same company. Ask your insurance agent if such discounts are offered for your Suffolk County NY homeowners insurance coverage.
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Get more insurance information by clicking the Suffolk County NY Insurance link to your right under Suffolk County NY Real Estate Categories.
Suffolk County is one of 62 counties in New York. The county is in the New York metro area. We can help you find real estate in any of these areas of Suffolk County: Babylon, Bellport, Centereach, Cold Spring Harbor, Commack, Dix Hills, Farmingdale, Farmingville, Greenlawn, Half Hollow Hills, Hauppague, Holbrook, Holtsville, Huntington, Islandia, Islip, Lake Grove, Lake Ronkonkoma, Lindenhurst, Melville, Oakdale, Patchogue, Sayville, and Smithtown. Just click the "Search for Suffolk County NY Real Estate" link at the top or bottom of this page.

Suffolk County NY renters are finding it more difficult and expensive to own pets if they rent rather than own.

There are no stats (that we know of) for just how many Suffolk County NY renters become homeowners because they love their pets too much to give them up, and often renting is not an option for pet owners.

Approximately 8 million animals end up in shelters each year, and moving-related issues are among the most common reasons for giving up a pet. In an American Humane Association survey of 93 shelters across the country, "Moving" was the most common reason given by owners for relinquishing a pet, and "Landlord won't allow" was the fourth most-common reason for relinquishment.

Suffolk County NY Renters With Pets Having Trouble

A new survey by website Apartments.com found that 72 percent of Suffolk County NY renters surveyed said they are pet owners; a slight dip from 75 percent in 2013, but still much higher compared to just 43 percent in 2012.

The majority of pet-owning Suffolk County NY renters faced some difficulty finding an apartment that allows pets.

The most popular types of apartment pets cited by those renters surveyed in 2014 are: Cats – 41 percent; Small Dog – 39 percent; Medium/Large Dog – 34 percent; Other (Fish, Bird, Small Mammal) – 13 percent.

Being a pet lover can cost you. The survey found that more Suffolk County NY renters are being asked to pay for the pleasure of having a pet. Close to 80 percent of respondents said they were required to pay a pet deposit, up from around 60 percent in 2013. This year, just over half of Suffolk County NY renters paid more than $200 annually in pet deposits and monthly fees. Since the cost of renting with a pet adds up, Suffolk County NY renters searching for the most value in their next apartment may want to ask about what specific pet amenities are included within the building and its individual units.

Many Suffolk County NY renters are turning to home buying because of the increased difficulty and expense of renting an apartment or condo with a pet included in the lease.

If you own a pet and are finding it tough continuing to rent, contact us and let us help you find the perfect home for you and your pet.

Suffolk County is one of 62 counties in New York. The county is in the New York metro area. We can help you find real estate in any of these areas of Suffolk County: Babylon, Bellport, Centereach, Cold Spring Harbor, Commack, Dix Hills, Farmingdale, Farmingville, Greenlawn, Half Hollow Hills, Hauppague, Holbrook, Holtsville, Huntington, Islandia, Islip, Lake Grove, Lake Ronkonkoma, Lindenhurst, Melville, Oakdale, Patchogue, Sayville, and Smithtown. Just click the "Search for Suffolk County NY Real Estate" link at the top or bottom of this page.

Here we are… another fall season upon us. If you're among the Suffolk County NY home sellers trying to make your home stand out in the list of homes for sale, here are some tips you should consider to keep your landscaping and exterior in top shape for those prospective home buyers.

Suffolk County NY home sellers - here are some tips you should consider to keep your landscaping and exterior in top shape for those prospective autumn home buyers.

Things Suffolk County NY Home Sellers Should Do Outside Now

Patch any brown areas of grass. After a whole summer of lawn care, don't let things go down now. Consider planting rye grass to keep your lawn looking green into the winter months. Most homeowners won't do this, so this simple chore could make your yard stand out when all the others brown out.

If your summer flowers are fading or wilting after a long season, create a new welcoming experience by replacing them with fresh mums and other fall friendly colorful flowers. A pumpkin and a bale of hay can create a nice welcome look on the front steps or porch.

Draw attention to your front entryway by adding a colorful fall wreath to your door.

Mulch your garden beds. This will provide an added layer of protection for your plants as winter creeps in. Rake leaves frequently; not only does it look better, but keeping loose debris from walkways creates a safer environment for potential buyers.

Provide adequate outdoor lighting. It won't be long before the days will be considerably shorter, which means buyers will need a well-lit path to your front door. Many Suffolk County NY home sellers forget that prospective buyers may also drive by a house they're interested in at night to see how well lit it is.

Pressure wash the exterior of your home – including the windows. As the leaves fall from the trees, your home will become more exposed to the scrutinizing eyes of potential buyers, so make sure it's appealing from the curb.

Things Suffolk County NY Home Sellers Should Do Inside Now

Add weather stripping to doors and windows if needed; the time to address a cold draft or air leak is before cold weather arrives.

Check your HVAC system. Also make sure your furnace has a new filter and have the system checked out by a professional. A buyer will be asking for this to be done during a home inspection anyhow, so go ahead and get it done now. It's better for you to discover any problems before a buyer brings it to your attention.

If you have a fireplace, chances are pretty good that you haven't used it in a long time, so it's a good idea to make sure it's clean and free from cobwebs.

Clean and/or store your seasonal furniture. It's always nice to give your outdoor furniture some TLC after it's provided hours of entertainment over the summer months.

Have your underground irrigation system prepared for the winter months if you won't be using it. Now is the time to begin thinking about taking care of this issue.

Follow these few simple tips now so you can join the Suffolk County NY home sellers who will be attending a closing soon when your house sells.

More articles about selling your Suffolk County NY home can be found in the Suffolk County NY Home Selling Tips section of our website under Suffolk County NY Real Estate Categories Categories.

Suffolk County is one of 62 counties in New York. The county is in the New York metro area. We can help you find real estate in any of these areas of Suffolk County: Babylon, Bellport, Centereach, Cold Spring Harbor, Commack, Dix Hills, Farmingdale, Farmingville, Greenlawn, Half Hollow Hills, Hauppague, Holbrook, Holtsville, Huntington, Islandia, Islip, Lake Grove, Lake Ronkonkoma, Lindenhurst, Melville, Oakdale, Patchogue, Sayville, and Smithtown. Just click the "Search for Suffolk County NY Real Estate" link at the top or bottom of this page.

If you want to refinance your Suffolk County NY mortgage, a few key things are going to be expected of you. Find out what is expected if you want to refinance your Suffolk County NY mortgage in this video…

Homeowners who did not refinance when interest rates dropped missed out on an estimated savings of $11,500, according to the National Bureau of Economic Research.That's based on a random sample of outstanding U.S. mortgages in December 2010. Approximately 20 percent of homeowners who would have benefited from refinancing failed to do so..

The report called it "a particularly large consumer financial mistake."

When refinancing, most people do so in order to shorten the term of their Suffolk County NY mortgage. Should you choose a 30-year fixed rate mortgage, or a 15-year fixed rate?
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We have more tips and articles that cover the advantages and disadvantages of these two popular options when it comes to getting a Suffolk County NY mortgage by clicking on the Suffolk County NY Mortgage Info link to your right under Suffolk County NY Real Estate Categories.
Suffolk County is one of 62 counties in New York. The county is in the New York metro area. We can help you find real estate in any of these areas of Suffolk County: Babylon, Bellport, Centereach, Cold Spring Harbor, Commack, Dix Hills, Farmingdale, Farmingville, Greenlawn, Half Hollow Hills, Hauppague, Holbrook, Holtsville, Huntington, Islandia, Islip, Lake Grove, Lake Ronkonkoma, Lindenhurst, Melville, Oakdale, Patchogue, Sayville, and Smithtown. Just click the "Search for Suffolk County NY Real Estate" link at the top or bottom of this page.

The share of would-be Suffolk County NY home buyers who think now is a good time to buy a Suffolk County NY home officially plummeted to an all-time low in August, according to a new housing industry report.

Fannie Mae's August National Housing Survey results found this to be the second consecutive month it has fallen, dropping six percentage points since June to 64% and tying the all-time survey low.

More potential Suffolk County NY home buyers are losing interest in buying in the current economic conditions.

Fannie Mae's recent numbers lend support to a forecast that 2015 won't be all that hot either, as more and more potential Suffolk County NY home buyers are losing interest in buying in the current economic conditions.

The current attitudes about the home buying environment reflects a shift away from record home buying affordability without enough consumer personal financial sentiment to compensate for it.

Not All Bad News for Suffolk County NY Home Buyers

The Fannie Mae survey found some sectors of the mortgage production universe are seeing significant growth. And Americans' attitude toward the future of the Suffolk County NY housing market is getting more positive, suggesting that housing activity could resume its modest recovery in 2015 after some pullback in 2014.

While prospective Suffolk County NY home buyers certainly wouldn't mind if home prices came back down, it could be rough for the Suffolk County NY economic recovery. Because homes have regained so much of their lost value, many Suffolk County NY home buyers once again have positive equity in their homes. And if prices were to decline, many homeowners could once again find themselves underwater, which would be a very bad thing.

The share of people who said they would buy if they were going to move fell to 64%, while the share of people who would rent increased to 32% — the narrowest gap in more than a year.

We'll continue to keep a sharp eye on trends that may affect Suffolk County NY home buyers, and report any and all trends in future updates here on our website. In the meantime, find more current real estate news articles under our Suffolk County NY Real Estate News section under Suffolk County NY Real Estate Categories to your right.

Suffolk County is one of 62 counties in New York. The county is in the New York metro area. We can help you find real estate in any of these areas of Suffolk County: Babylon, Bellport, Centereach, Cold Spring Harbor, Commack, Dix Hills, Farmingdale, Farmingville, Greenlawn, Half Hollow Hills, Hauppague, Holbrook, Holtsville, Huntington, Islandia, Islip, Lake Grove, Lake Ronkonkoma, Lindenhurst, Melville, Oakdale, Patchogue, Sayville, and Smithtown. Just click the "Search for Suffolk County NY Real Estate" link at the top or bottom of this page.
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